BANKRUPTCY
Is it right for you?
Bankruptcy is a serious final step which will remain on your credit report for 10 years. Together, we will evaluate your credit report and personal circumstances to determine if Bankruptcy is the best solution. Even bad debts can disappear after 7 years or sooner; persuasive negotiation with creditors is often a viable alternative. A declaration of Bankruptcy will be recommended only after thorough review and investigation.

     Types of Bankruptcy:

     Chapter 13: Debt Reorganization
     Chapter 7: Debt Discharge

For more information contact: mjn@tns.net

Michael Niewiadomy
Attorney at Law
3115 Fourth Avenue
 San Diego, CA 92103
Voice: 619-325-6658   Fax:    619-297-5908
mjn@tns.net